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Bay Area Financial Services, creative funding group, and over 6,000 lenders world wide have teamed up to create a nationwide consulting firm and we are committed to providing you with the most balanced view of any viable lending situation. We offer a variety of sophisticated lending placement and brokerage services, and we are fully prepared to assist you with any temporary of permanent financing needs.

We do not charge any “Up Front Fees”, and we are only paid from the loan proceeds if we are successful in helping your clients. However expenses for telephone, fax, and overnight express are paid by the applicant seeking financing. If necessary, hourly fees are charged for packaging the loan submission in the format acceptable to our investors, plus other specialized services other than placing the actual loan guarantee.

We welcome the opportunity of working with qualified brokers on any viable project they may have. Our fees are earned at closings and split equally at the time. We well send you a copy of our protection agreement when we accept your first submittal.

Effectively, our firm is currently organized along seven major areas of financial services: funds are available but not limited to:

Acquisitions: Buyouts, receivable, leasing, lines of credit, expansion, working capital, loans, income producing property, construction, take out letters, wraparounds, etc.

Our minimum loan for consideration on one project is $100,000, although we will look conservatively at quality deals of lesser amounts.

Special Services: We are firmly committed to assisting firms is raising funds through the issuance of Industrial Revenue Bonds (IRB) with interest rates two to four points lower than conventional loans.

Core Values
The following core values are at the heart of everything BAFS does:

  • Outstanding Customer Service - We believe in the quality of our customer relationships, not simply in the quantity of them. We are excited about what we do and work hard to ensure that our customers are delighted with the results.

  • Integrity In Our Activities - We deliver what our customers want at the price and within the time frame that we promise. We do not make promises we cannot (or do not intend to) keep.

  • Nothing Is Impossible With God - We appeal to God that every aspect in our business is done for the benefit of mankind.

  • Kindness In Our Relationships - Our success depends on our people, customers, partners and vendors. We appreciate this fact and work hard to be a responsive company to work with, no matter what the relationship.

  • Excellence In Everything - We strive for excellence in our people, our solutions and our relationship with our customer








Planning Profits